However, it is critical to look at treatment as an investment in your future, as continuing to use without any intervention is deadly. When you choose to finance your treatment, you will be taking on the full cost of your care and making regular payments to the treatment center or other financial organization until your debt is paid in full. This is an ideal option if you are uninsured but you do have some level of income, even if it is not that much. As you get better through treatment, the opportunities that you may come across can help you pay off your care faster.
- Our treatment model emphasizes the dual diagnosis approach, which means we treat addiction as well as co-occurring mental health disorders that might be fueling the addiction.
- Have a confidential, completely free conversation with a treatment provider about your financial options.
- The entire process only takes a few minutes and is completely confidential.
- Religious groups often fund them or operate themselves under a certain spiritual practice.
If you have any questions or prefer one-on-one assistance locating the right treatment resource, please call the number on the back of your Blue Cross Blue Shield member ID card. Assists employers and union representatives with policy development, drug testing, employee assistance, employee education, supervisor training, and program implementation. Join our online community to learn more about addiction and treatment. At Rock Recovery Center, we provide a life-changing process with a side of adventure to help our clients learn about themselves and nature. Costs related to abuse of tobacco, alcohol, and illegal drugs total over $700 billion annually, which is enough to pay every nurse’s salary in America for the next nine years.
Explore Your Employee Assistance Program
Instead of living at the facility, people return home to sleep after their daily treatment activities. This makes IOP treatment a good option for people with family responsibilities and those who want to stay connected to their community support. The length of time you spend in an inpatient program will depend on the length and severity of your addiction and other personal and environmental factors.
Once you have decided to continue your coverage, you will sign up for COBRA and will be responsible for paying the entirety of your premium . As much as possible, carefully consider the quality of the treatment-related information you find via internet resources, since not all of it will be legitimate. In some cases, information may be more trustworthy—for example, a listing of treatment resources maintained on a site with a .gov domain.
California Healthcare Marketplace
In drug rehabs with no insurance outpatient rehab programs, the person attends short sessions 3 to 5 days a week to see a counselor and take any medications they have prescribed. At a slightly higher level up, intensive outpatient rehab programs allow the person to continue his or her normal daily schedule while spending several hours at the center several days a week. Recognizing that you have an addiction and admitting you need help is the biggest first step you can take toward getting the treatment you need. However, many people never take a second step toward getting treatment because they’re afraid of the cost. Trying to locate a rehab without insurance is another challenge within itself. If you are wanting help for a substance use disorder and currently do not have insurance, don’t panic we are here to help.
- A clinical assessment is typically used to determine the recommended treatment option, but for general information, the following are some examples of potential options that may be considered.
- The 24/7 service connects you to a representative who can refer you to local resources, support groups, treatment facilities and more.
- The first question often asked by people in need of treatment is, ‘how much does drug rehab cost?
- Furthermore, you might have to meet specific requirements before you qualify for assistance at these state-run facilities.
- Rehab centers funded by donations – these facilities receive funding from individual or NGO donations.
Insurance companies will provide reports on healthcare expenses to the employer, but this has more to do with healthcare management than accessing personal patient data. There are some cases where employees share personal how to get someone into rehab medical information with the employer. For instance, in the event of an accident that leads to a disability, the employee might share their medical file with their employer when they ask for proper accommodations.
SAMHSA’s National Helpline
It lets them know that you are serious about not only getting help but also paying them back. One way to do that is to create a payment plan and put it on paper for both sides to see and agree upon. You might have some money saved up for a “rainy day” but also might be reluctant to use it for rehab. However, it’s important to remember that addiction might be the biggest “rainy day” of them all. After all, would you rather use those savings to get yourself the help that you need to live a happy and healthy life? Or would you rather use it to continue your addiction and run the risk of major health problems down the line or even death?
If you do not have health insurance and must pay out-of-pocket, Seacrest Recovery Center is an excellent option to consider. If you also do not have the money to pay for treatment, there are many other sources you can get money to pay for treatment. Medicaid is the public insurance system for low-income families . The Affordable Care Act of 2010 added basic drug and alcohol rehabilitation to Medicaid coverage.
Pay With Personal Savings
A large majority of treatment centers accept insurance, but if you are uninsured, that does not matter much to you. What is important to know, however, is that these very same treatment centers also tend https://ecosoberhouse.com/ to offer financing options so you can attend their program even if you are uninsured. No one wants to take on debt, so the idea of financing your addiction treatment can be off-putting to say the least.